Muhammad Adeel, Founder of GetMortgageCalc

Muhammad Adeel

Founder · GetMortgageCalc

Based in Pakistan

Founder of GetMortgageCalc, based in Pakistan. Muhammad writes practical, numbers-first explainers on mortgages in the UK, US, Canada, and Australia: how rates move, what lenders actually check, and what a loan really costs each month.

Mortgage ToolsUK Property FinanceInternational MortgagesFinancial Education
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About GetMortgageCalc

GetMortgageCalc was built to solve a common frustration: mortgage affordability calculators that require sign-ups, show ads for specific lenders, or hide their methodology. Every calculation runs entirely in your browser - no data is sent to any server, no account is required, and results are never used for marketing.

The tool covers four countries (UK, US, Canada, Australia) and a specialist expat calculator, each applying the actual regulatory rules, stress tests, and tax calculations for that jurisdiction as of 2026.

Areas of Expertise

Mortgage Calculations

UK, US, Canadian, and Australian mortgage mathematics including amortization, affordability, and stress testing.

UK Property Finance

SDLT bands, Help to Buy successors, Bank of England base rate impacts, FCA mortgage regulations.

International Mortgage Rules

OSFI B-20 (Canada), US lender DTI rule of thumb (28/36), APRA serviceability requirements (Australia).

Financial Tool Development

Browser-native financial calculators with no data storage, built for privacy and performance.

Selected Guides

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